Leah's Lending Library

You do not have to wait until the last day of your fixed-rate mortgage deal to review your options. In many cases, we can look at a new mortgage several months before your current deal ends, giving you more time to consider what your future payments could look like. That extra breathing room can feel especially helpful during autumn, when household spending may rise and the months ahead can seem expensive. The best timing will depend on your current mortgage, any charges for

Uneven income does not automatically rule out a mortgage. If you are self-employed, lenders will usually want a fuller view of how your business earns money, rather than simply checking for the same payslip amount each month. As autumn property searches pick up, you may be hoping to move before the year ends or planning ahead for a fresh start. We help you understand what lenders are likely to look for, how to prepare your paperwork and why the right lender can make a real di

Equity release is a popular option for homeowners looking to access the value tied up in their property without selling it. Whether...

Being self-employed offers flexibility and independence, but it can sometimes complicate the mortgage process. Lenders often view...

Buying your first home is an exciting milestone, but the mortgage process can feel daunting for many first-time buyers. At Taylor & Co,...